PM Mahila Samman Savings Certificate 2025: MSSC Benefits, Eligibility, Interest Rate

The PM Mahila Samman Savings Certificate 2025 was being launched by the Department of Economic Affairs and the Public Sector Banks and the Private Sector Banks had to look after this scheme. The scheme provides an access to the girls or women and this was a 2 year scheme which was launched in April 2023. The PM MSSC Eligibility 2025 is to be checked by all to know who could qualify for the benefit. The Features of PM Mahila SSC Scheme 2025 have also been provided here in the post. The deposit which one has made shall be at the interest rate of 7.5% which will be compounded on the quarterly basis.

PM Mahila Samman Savings Certificate 2025

The Department of Economic Affairs under the Ministry of Finance had launched a scheme which was named as the Mahila Samman Savings Certificate. This is the Government backed savings scheme for the women and girls which was launched in 2023 and was for the period of 2 years only. The scheme was officially closed on 31 March 2025 and no deposit was made after that date. The scheme aimed to provide financial empowerment for women and it provides secure and attractive investment options. The last date for the investment was 31st March 2025.

The scheme has been the small savings scheme which is for the women and girls which is offering some attractive returns. The Features of PM Mahila SSC Scheme 2025 needs to be checked by all to know what exactly the scheme will provide to you. The minimum deposit under this scheme is Rs 1000 and the maximum deposit amount has been fixed to be Rs 2 lakh. The partial withdrawal of 40% is available to the individuals and this can be done one year after opening the account. The scheme provides a fixed interest rate of 7.5% pa and the account has to be opened for a girl child. The post over here shall provide you the full facts on the scheme which is made available to the girl child.

Mahila Samman Savings Scheme 2025 Overview

Post Title	PM Mahila Samman Savings Certificate 2025
Scheme name	Mahila Samman Savings Certificate
Launched by	Ministry of Finance
Department	Department of Economic Affairs
Launch year	1 April 2023
Last date	31 March 2025
Who can invest	Women who are above the age of 18 years
Where to invest	Post office
Interest rate	7.5% pa
Deposit amount	Rs 1000 to Rs 2 lakh
Period	2 years
Post type	Finance

What Is Mahila Samman Savings Certificate Scheme 2025?

• The 2 year Government backed scheme is the one time investment scheme for the girls or women and it offers a 7.5% interest pa.
• The women and girls who are above 18 years of age can deposit the value up to Rs 2 lakh in their own name under this special scheme.
• The PM Mahila Samman Savings Certificate 2025 has been closed from 31 March 2025 and one can’t make any deposit under this scheme now.
• The minimum deposit amount has been Rs 1000 and the scheme will be available for subscription in Post Offices.
• The interest shall be provided on the quarterly basis and this shall be credited to the accounts directly.

Features of PM Mahila SSC Scheme 2025

• The scheme provides a secure investment for the women.
• The account opening has now been closed since 31 March 2025.
• The deposit under this scheme has been at the rate of 7.5% which is to be compounded annually.
• The minimum rate of deposit is Rs 1000
• The maximum deposit amount has been Rs 2 lakh
• The maturity of the investment is 2 years from the date of account opening.
• The withdrawal can happen for an amount of 40% only.

PM MSSC Eligibility 2025

• One has to live in India 
• The scheme is for women and girl child
• Only woman can apply 
• Minor’s account shall be opened by the guardian
• There is no upper age limit but the minimum age is 18 years. 

Application Process For PM Mahila Samman Savings Certificate 2025

• Visit the Post Office Branch
• Collect the application form and provide the details in it
• Fill out declaration and nomination details
• Provide the application form with the investment amount
• Get the certificate as proof of investment.

FAQs On PM Mahila Samman Savings Certificate 2025