Customers dream of own house can be fulfilled by applying home loan from ICICI Bank. One can avail home loan for purchase, construction, and Renovation of house.
ICICI Bank Home Loan Documentation:
Contents
Salaried:
- Application form with photograph
- Identity & residence proof
- Latest salary slip
- Form 16
- Last 6 months bank statements
- Processing fee cheque
Self-employed:
- Application form with photograph
- Identity & residence proof
- Proof of business existence
- Profile of the Business
- Last 3years ITR
- Last 6 months bank statements
- Processing fee cheque
ICICI Bank Home Loan Eligibility:
Salaried individuals and self-employed professionals are eligible owners of home loan documentation.
Features and Benefits:
- Attractive Home Loan Rates
- No charges pre-payment
- Home Improvement Loan facility
- Loan availability on existing Home Loan
- 25 years of Home Loan tenure
- Simple Documentation
- Fast processing
- Doorstep Delivery of home loan application
- Sanction approval without having selected a property.
- Free Personal Accident Insurance policies
- Insurance options on home loan with attractive premium
ICICI Bank Home Loan Amount:
Most of the customers are bothered for the home loan package from banks. The ICICI Bank offers Rs. 2lakhs to Rs. 1crore for salaried and Rs. 2lakhs to Rs. 2crore for self-employed professionals.
Experience:
Salaried employees from 21years to 65 years with an income of Rs. 1.44lacs per annum with 1 year experience can avail the home loan from ICICI Bank. The self-employed professionals from 21 years to 65 years with an income of Rs. 1.5lakhs per annum with 3 years experience can apply for home loan.
ICICI Bank Home Loan Interest Rate
The interest rate for home loan from ICICI Bank for Rs. 30lacs is 10.40%. The ICICI home loan interest rate for an amount from Rs. 30lac and above is 10.65%. Customers are pleased by the free personal insurance policy offered by the ICICI bank home loans. The processing fee for salaried employee and self-employed is 0.5% of loan amount as administrative fee. One can apply online for home loan for instant approval of home loan application. The transparency and trust are the prime motto of the ICICI bank home loans. The privacy of the home loan documents is additional advantage of the ICICI bank.
Raj Kumar is a qualified business/finance writer expert in investment, debt, credit cards, Passive income, financial updates. He advises in his blog finance clap.
