Everyone is an account holder now-a-days. Recent survey proved that there more number of accounts than people in metro cities. Most of us are having more than two bank accounts irrespective of banks. No need to have any age limit. We can open an account even at minority age also. Whatever you are doing you can have an account and also eligible to have a debit card also. But getting Credit card involves some issues. For regular employees it is very easy to get Credit cards. The only proof they have to submit is their salary statement. For housewives it is not easy to get Credit card. They are eligible to get Credit card but it is that easy.
We have to show huge transactions through that particular account and IT is also required for business people. Credit card for housewives can helpful for herself or family in many ways. The efficient housewife can credit history which can help in getting loan/credit card in the future. It will be very easy to get such loans if she is intellectual. In addition to this, they can use for day to day shopping done using credit card can earn reward point and cash back offers. This will further increase her savings and can save more. If you show more transactions through account then only we get opportunity to own Credit card. Credit can also act as a proof for many other bank issues like while taking loans we can use our Credit card for main proof also.
