Credit card usage is sometimes profit and sometimes loss as this completely depends on usage. Using credit card is not same as using debit card. We can use debit card in different places as we can use only our account balance but using credit has many complications. We have to follow some guidelines before using credit cards. Profit or loss depends on our usage only. Instead of carrying huge amount of money we can use cards during our journey as we can find ATM centers in almost all the corner places. Some credit cards like platinum cards and business cards will not have any limit and we can use for all product purchasing transactions also. For buying any costly product generally we will go for EMI option, but we can also use credit card there is no need to pay interest we pay that due amount in time. Everyone can use credit cards even students and housewives also for small saving purpose.
Depending on credit card holder we might can some package offers like travel offers and shopping discount offers. For example you used your credit card to buy some product you will get offer like if you use for next product you will get discount or you will get some package offers. For some bankers will offer packages depending on efficient way of using. Depending on our reward points also we might get package offers like travel offers. The most exciting offers like movie tickets offers and dinner offers will attract credit card holders. But there will be some limit to use credit card. If we leach that point then only they will provide such offers.