Axis Home Loan Interest Rate

Home loan is one of the key factors that determine the cost of the loan and its interest rate. Individuals consider paying higher premiums to cut the premium time. The necessary documents and details are listed in the page.



  • Loan application form after completion
  • 3 Passport size photographs
  • Proof of identify
  • Photo copies of Voters ID card/Passport/Driving Licence/Income Tax PAN (card)
  • Proof of residence/photo copies of recent Telephone Bills/Electricity Bill
  • Property tax receipt
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement


The home loan also limits the benefits and features. One can get EMI’s waived off by paying EMI’s on regular basis absolutely at no extra cost. Home loan ending can be done happily to enjoy standard interest rates. The balance transfer facility is available from axis home loan interest rate. The bank is ready to come to the individual’s door steps for availing home loan. Individuals can pay off the housing loans for prepayments. This feature will last for 15 years. One can avail home loan instantly from axis home loan. The customers can apply for home loan from online. Instant approval for home loan is available for online applicants as well.

Interest rate:

The interest rate for home loan is 10.25% upto 25 lacs and later 10.65%. The EMI per lac EMI for housing loan is 982. The EMI for home loan above 25 lacs is 1008. The processing fee for Rs. 10000/- and service tax. There is no prepayment option for home loan from Axis bank.

Axis bank supports the individuals with low premium out goes with axis home loan interest rate. This option is the best with 2.5% cheap cost than other fixed home loans. The prepayment penalty is available on the outstanding amount upto 2%. However, housing finance companies are not charging on prepayment as the customers are paying from their own savings account.

Axis Home Loan Interest Rate

Axis bank, with its efforts in providing good offers to the customers, has made its name among the best banks in India. Every offer run by Axis bank is truly meant to serve people. You must be agree with it if you rely on this bank for your banking needs. If you are looking to take home loan, then I would suggest you to forget all banks and to opt for Axis bank. Why? The interest rates are pretty attractive.


i will provide you with the info about Axis home loan interest rate, but before that allow me to tell you that while opting for any bank for the home loan, make sure to check the interest rate, service type. Interest rate matters the most, as the more it is, the more will be the loan cost, more will be the EMI, and hence more will be the burden on your pocket. So, if you don’t want to cry later on, make sure you do a deep research in the market and then only opt for the home loan. Whether or not Axis bank is good for you, will get cleared after knowing the Axis home loan interest rate. Writing about in the next section.

For the amount of up to Rs. 25 lacs, the interest rate per annnum is 10.25 percent. It includes the base rate only, as the mark up rate in it is zero. So, in case your need, or you are eligible for this much amount, then the interest rate is lowest. Above Rs. 25 lacs, there is addition of 0.50 percent markup rate in the base rate. That takes the total interest to 10.75 percent. For the Top Up amount, the interest rate is 12.25 percent.

In case you find yourself interested in taking home loan from Axis bank, head over to official website of bank to get more details about how to proceed ahead with the process of taking loan. If you have any concern about Axis home loan interest rate, then communicate with us via the comment box.

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