Home to the 3,000-foot Bob Kerrey Pedestrian Bridge, Omaha is the 42nd largest city in the U.S. The city also has headquarters of Fortune 500 companies like Berkshire Hathaway, Union Pacific Railroad, and Mutual of Omaha Insurance.
The Omaha Police treat credit card fraud other similar frauds seriously. In fact, the cops recently arrested a 31-year-old male in possession of stolen credit cards and a credit card making machine.
The Omaha FBI has previously warned shoppers about all the possible ways that credit cards in Omaha NE can be misused without being stolen. Here is how you can secure yourself against credit card frauds.
Sign Your Card Immediately
When you receive a new credit card, sign it immediately. This will make it difficult for the scammers to use it for unauthorized transactions.
When you give your card to the cashier, always keep an eye on it. Make sure that they swipe and return it immediately. This will help avoid any scammer from scanning your card and copying all its information. Make sure that they also give you a legitimate receipt to sign. Save all these receipts.
Check Your Statements
Saving your purchase receipts will help you tally them with your credit card statement. Check the statement with the receipts, and make sure to report any unauthorized transactions immediately.
Omaha, NE has strict laws against credit card frauds, with Class 1 misdemeanor being punishable with up to one year in prison. A class 3 felony can even get the felon up to 20 years in prison.
Card Safety Online
Make online purchases only from trusted websites. Also, don’t open any e-mail links that require your personal information. Make sure that the browser is secured when you do enter your card information, and see to it that the antivirus on your computer is updated.
Use Credit Cards with Chips
The Omaha FBI suggests people use credit cards that have a chip instead of a magnetic strip to store information. The magnetic strip is easy to read with a card skimmer, while a chip is virtually impossible. Credit cards in Omaha, NE are safer if they have chips instead of magnetic strips.
The risk of having your credit card stolen is higher when traveling. One way to avoid this is to keep your cash and card separately. This way, even if you lose your wallet, your cards can remain safe. If your card does get stolen, inform the credit card company immediately. They will block any further transactions on the card.
In Omaha, NE, the law states that anyone using a stolen credit card will be charged with a Class 3 misdemeanor and will be imprisoned for three months and/or fined $500.
Beware Of Fraudulent Calls
You may receive spam calls claiming that you have won a prize, where they require you to confirm your credit card information to receive the prize money. In such situations, hang up the call immediately and report the number to the police. Credit card companies and banks will never call you for such information.
Prevention is better than cure when it comes to credit card fraud. These measures should help you keep your credit cards safe. If you still think that your credit card has been used without your authorization, then register a formal complaint with the Attorney General in Omaha.