Online banking or e-banking is a service that can provide a user with comprehensive banking solutions over the medium of the internet. It is important here to note that net banking is carried out with the help of a computer or other internet compatible electronic devices, which includes phones and tablets. This computer or electronic device connects to the website of the bank in which your account is created. You can avail various services which would make your life simpler. For instance, with online banking, you can quickly pay your electricity bills and broadband bill without visiting their office. This is the reason that online banking is gaining steady popularity among various users. Hence, It is quite evident that if a user has online banking services included, he or she can carry out multiple types of financial transactions without visiting the bank. This saves time, and in a busy schedule, online banking can be your ideal savior if you have it activated. Check steps to SBI Online Banking Login and Registration below.
Net Banking Services of SBI:
Unarguably, SBI is one of the largest public sector banks in India. Hence, it is quite reasonable for individuals to have an account associated with the State Bank of India. If you have an account registered with SBI, then it is quite crucial for you to activate its online banking features. It is so because by activating the online banking services, you would save time in doing various financial transactions.
In earlier days, you have to visit the SBI branch to get your net banking activated. However, nowadays, you can activate your net banking through the SBI website. Gone are those days when you have to visit the branch, submit the duly filled form, and wait to receive the pre-printed kit which contains instructions to activate the online banking services. With 42 crore customers, SBI is the largest bank in the country. However, if you have availed the internet banking pre printed kit already from your SBI branch, then you do not need to register online.
Guide on Online Banking Registration and Login of SBI:
As discussed earlier, online banking would make your life simpler. Here are the following ways with the help of which you can register for online banking and login to SBI account.
- Pre-requisite to Register Online:
In order to register your account for online banking in SBI, there exist certain conditions that you must follow. For instance, if you are a joint account holder, then you cannot avail this facility. In that case, you have to visit the branch to activate online banking services. Moreover, another aspect of registering online is that your mobile number should be registered and mentioned in your bank account details.
Furthermore, you should also have a debit card or ATM card. If all these pre-requisites are met, then, at last, you have to check that whether or not you have applied for the facility via the branch. If you have already used for the activation of online services, then you cannot register yourself online for activating net banking services.
Steps to Follow for Activating SBI Online Banking:
Here is the list of actions that depicts how to register for SBI online banking
- Visit onlinesbi.com
- Click on the tab that is labeled as ‘New User Activation/Registration.’ A pop-up window would open on your screen which would ask you to make sure that you have not already obtained the Internet banking kit from the bank branch. Click OK.
- After following the above step, you would see that a new tab would open. As you are registering yourself for the first time, you have to select ‘New User Registration.’ Click on next.
- A new page would appear on your screen. It would be required to enter the details. Moreover, you have to make sure that you have entered your account number, CIF number as well as the five-digit branch code. On the other hand, you also have to enter the registered mobile number along with the facility required and the captcha code. You can easily find your account number, branch code, and CIF number details on the first page of your passbook.
- Under the facility required option, you have to choose between full transactions and limited transactions. You would also have to enter your state and location and then your branch code.
- Click on submit after entering and checking all the details that are mentioned by you
- If you have provided all the details successfully, you will receive an OTP by clicking on generate OTP. Enter the OTP and click on confirm.
- Select the option ‘I have my ATM card’ and click on submit. You would be required to enter the details of your debit card and the captcha code. After that, click on the submit button.
- On the successful submission of your details, your temporary username would be displayed, and you would be prompted from the bank website to create a password. Re-enter the password to confirm and click on submit.
- Once you have successfully entered the login password and both the passwords get matched, you would be advised to login to the banking services after 1 hour. After 1 hour, when you would log in, you can create a new username of your choice. Select the checkbox to accept terms and conditions. Click on the submit button.
Recover Steps to Forgot Username and Password of SBI Internet Banking:
- Visit the personal SBI net banking portal
- On the login page, click on ‘Forgot Login Password’
- It would redirect you to the new login password
- Fill up the necessary details
- After submission of more information, you would receive the OTP
- Enter the OTP to alter login password using the profile password
- Your new login password is reset now. Login to SBI net banking with a unique login
From the steps mentioned above, it must be quite clear to you by now that online banking these days makes life easier. Hence, if you are an SBI customer, you have to visit your bank quickly to activate your online banking services. If you are still facing problems, you can immediately call the customer care executives of SBI or visit your bank branch.
Raj Kumar is a qualified business/finance writer expert in investment, debt, credit cards, Passive income, financial updates. He advises in his blog finance clap.