With technology leaping and bouncing ahead of time, people just like you have got plenty of facilities that are ultimately making life easier and hassle free, and a credit card is no exception. Today, you can shop around, travel and deal with almost all kinds of expenses with just a single credit card in your pocket. Neither you need to have cash in your hand, nor need to search for an ATM to withdraw cash and then spend. Apart from such amazing convenience, it is now easy to track your expenses with the help of credit card statement, so whenever you need to where you have spent money, a statement is all you need.
People, especially in the US, prefer to do the cashless transaction and know best ways to use credit cards. But, with plenty of credit card options available out there, choosing the best one becomes a daunting task. You need a credit card offering company that provide you with all the benefits and most importantly, reliable one so that you face no issues after getting the card in your hand. Here is a list of 5 of the most trustworthy credit card companies in the US trusting on whom is surely going to be a smart decision to make.
With 0% introductory APR on the balance transfer, Chase Slate® tops the list and is a favorite company of most of the credit card users in the US. In addition to this, if you opt for the card membership and looking forward to performing balance transfer, for the first 60 days, you will be charged nothing in the name of balance transfer fee. Membership owner need not pay introductory APR for purchases for first 15 months and hence, you have more than a year to re-pay without any additional charges.
Citi® Diamond Preferred® Card
If you are one of those online shoppers who use a credit card for all the purchases, this card is just for you! Enjoy 0% APR for a full 21 months on both balance transfers and purchases, Citi® Diamond Preferred® Card gives you almost two years to pay back the balance and without any interest at all. Additional benefits with credit cards you can get are free access to FICO® Scores, and also, the card comes with no annual fee. From balance transfers to online shopping, this card is amongst the most trustworthy credit cards in the US.
BankAmericard® Credit Card
If the balance transfer is made within first 90 days of occupying the membership, first 18 billing cycles are offered at 0% interest. So, if you are looking for a kind of credit card that offers lower interest rates on balance transfer, trusting BankAmericard® Credit Card is something that makes absolute sense. Moreover, if you have good enough credit history, you can expect to get approved for an on-going interest rate 11.49% APR, what more do you want!
Increased in popularity being a reward credit card, Chase Freedom® offers 5% cash-back on some of the popular categories such as restaurants and gas stations. Apart from this, cardholders can get 1% cash back on all the other kinds of purchases, an amazing concept of earning while spending. Just like top credit cards, you will need to pay no annual fees and introductory APR of 0% on purchases and balance transfer coupled with 15 months of pay-back time.
Citi® Double Cash Card – 18 month BT offer
When you get two cash-backs on every purchase, this is the card you will have in your pocket all the time. How about having an opportunity to earn cash-back twice on every single purchase? Yes, you read it right! This card from Citi® is unique in more than just a few ways. Card holders get cash-back twice with this card, 1% on all purchases and on the other hand, another 1% cash-back when you will repay for those purchases. It is a card with no headache at all and with no reward restrictions. Carry this amazing credit card with 18 months long introductory and 0% APR for balance transfers.
So, if you are someone who is wondering which the best credit card company is in the US, so here are 5 of them that will impress you. You do not need to spend a great deal of your precious time in consulting with your friends or doing other things to find the company for your credit card. It’s all here!