IDBI Home Loan Interest Rate

The IDBI home loan offers flexible tenure along with lower processing for the individuals dream home.


  • Home loan tenure can be up to 20 years for a resident individual. The loan amount for NRIs is at the maximum tenure for 10 years.
  • The property submitted for loan can avail upto 90% of benefits on the property.
  • Attractive home loan rates.
  • The title deed of the property should be clear
  • Simple documentation
  • Attractive interest rates
  • Service at doorsteps
  • Tax deduction

Following are eligible to apply for an IDBI Home Loan:

  • Salaried individuals
  • Self employed professionals/businessmen
  • NRIs

Dont Miss: LIC Housing Finance Interest rates/LIC Housing Loan Interest Rates


There are endless points to be considered for taking an opportunity to place an application for home loan from the bank for the IDBI home loan interest rate and hassle free documentation. Instant process of the home loan is available on submitting home loan documents through internet. Privacy of the document is the prime motto of IDBI home loan.

IDBI Home Loan Interest Rate

Transparency of the IDBI home loan interest rate documents support made customers to avail the loan for fulfilling the dream of own house. Really, the bank supported most of the individuals in travelling their milestone of dream home without any burden on their pocket. There is no processing fee for the home loan from the bank.

Interest rate:

The bank offers loan for the amount of Rs. 1lac to 1.5crores 10.25% interest rate.

Individuals can avail IDBI Home loan for salaried and self employed professionals up to 20 years for a resident individual. The maximum tenure for NRI is 15 years. The age limit is 65 years for loan termination. Individuals availing loan from IDBI can apply for a maximum of 80% of the property value. Loans up to Rs. 20lacs would be eligible for 90% of property value. The loan amount determined based on the repayment capacity of the customer. It is assessed by the IDBI Bank for the best process available for the customers. Pensioners can also avail overdraft facility from the bank.

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